Zvakakosha zvikuru kuva neinishuwarenzi yehutano yega yega. Mazita okumirira uye mamwe matambudziko akakomba muhutano hweveruzhinji zvaita kuti vanhu vazhinji vatore basa Inishuwarenzi yezvokurapa kuve neimwe nzira yakanaka mukutarisira hutano hwako. Kutaura zvazviri, mumakore achangopfuura rudzi urwu rwemitemo rwakawana kukura kukuru.
Uyezve, zvinopesana nezvinodavirwa nevakawanda, dzakachengeteka zvakachipa uye zvine ma toppings makuru. Pakati peizvi, kubvunzana nenyanzvi, bvunzo dzekurapa uye kunyangwe kuchipatara kana kupindira kwekuvhiya. Uye, maererano nemitengo, unogona kusarudza sarudzo ye Copagao. Kuburikidza neizvi, iwe uchabhadhara mari shoma paunoshandisa mutemo wako uye imwe yese ichatakurwa neinishuwarenzi. Kuti iwe ugone kusarudza yako, tiri kuzokuratidza mamwe emakambani makuru anopa Inishuwarenzi yehutano yakachipa.
1. DKV Inishuwarenzi
Iyi kambani yeinishuwarenzi yekuGermany yakatanga kushanda muSpain mushure mekuwana migove yese ye yapfuura, iyo yakanga yatova imwe yedzakatanhamara pamusika. Chipo chavo chinosanganisira zvinopfuura chiuru nzvimbo dzekurapa munyika yose, kusanganisira vane mukurumbira Quiron makiriniki, zvamakanzwa nezvazvo.
Mukuwedzera, iwe unogona kusarudza pakati pemhando dzakasiyana dzeinishuwarenzi yehutano inoenderana nemamiriro emunhu wega. Somuenzaniso, vane a mutemo mukuru kuvanhu vakuru kana inishuwarenzi yevakadzi vane pamuviri. Saizvozvo, pamwe chete neyakavharidzirwa yechinyakare yatataura pamusoro, inosanganisira zvimwe zvitsva senge psychotherapy, kudzora kufutisa uye podiatry.
2. Mapfre
Akazvarwa muna 1933, Mapfre, anove ekutanga e Mutual Society yeSangano revaridzi veRustic Properties yeSpain, aive nebasa rekuona hutano kubva pakutanga. Nekuti mitemo yavo yekutanga yaive yekuvhara vashandi vekurima. Nekudaro, parizvino inopa marudzi ese einishuwarenzi uye yakakura kuvepo mune dzimwe nyika zhinji mukati Europe e Latin America.
Sezvinoita nemamwe marudzi emitemo, MAPFRE inokutendera kuti utore a pa-inoda inishuwarenzi yehutano. Ndiko, kusarudza mavhavha aunoda. Iwe unogona kusarudza yakanyanya kukosha kana yakakwana pasina copayment. Asi zvakare, pakati pezviviri, iyo inosanganisira kubhadhara pamwe neyekuwedzera-chipatara. Nekudaro, MAPFRE inishuwarenzi yekurapa inokutendera iwe kuti ugamuchire rubatsiro pasirese uye inosanganisira ekuwedzera masevhisi. Semuyenzaniso, aesthetic mushonga o genetic zvidzidzo kudzivirira zvirwere.
3. Axa, mumwe mutungamiri muinishuwarenzi yehutano
Iri boka reinishuwarenzi remabviro echiFrench zvakare rine inishuwarenzi yekurapa yakanakisa. Yakatanga kushanda pasi pezita iri muna 1985 mushure mekunge mamwe makambani akaita seMutuelles Unies neGroupe Drouot abatanidzwa. Mitemo yavo inokupa mikana yakasiyana. Somuenzaniso, une inishuwarenzi optimal youth, the Optimal Family and the optimal plus, iyo yekupedzisira ine masevhisi akasarudzika.
Pakati pesimba rayo, chokwadi chekuti inokupa iwe kunyorwa kwehupenyu hwese. Uyewo zvakakodzera kutaurwa zvirongwa zvekudzivirira kurwisa gomarara rezamu kana glaucoma, pamwe nechikwata chayo chekurapa chakakura chine nyanzvi dzinopfuura zviuru makumi mana nezvina. Saizvozvo, iwe unogona chibvumirano chavo nemapurojekiti kana pasina co-kubhadhara uye kuita akawanda emaitiro emagetsi. Semuenzaniso, kumbira kubvunza kana kudzosera mari.
4. SegurCaixa Adeslas
Kambani iyi yakatanga kuma2010 nekuuya kweAgbar Group, iyo yakabatanidza makambani einishuwarenzi akati wandei. Zvadaro, yaizobatana nesangano reFrench social welfare entity Malakoff Méderic kuti, yatova muXNUMX, iwanikwe ne. Zvikonzero, iyo yakawedzera inishuwarenzi yeLa Caixa. Kutenda kune zvese izvi, yave imwe yemakambani makuru ehutano muSpain.
Inishuwarenzi yayo yekurapa inokupa mukana kune vamwe zviuru makumi mana nezvishanu zvevashandi vakapararira pamusoro pechiuru chimwe nemazana matatu emakiriniki munyika yose. Saizvozvo, ivo vanokupa iwe wakasiyana-siyana wemikana paunenge uchivahaya. Somuenzaniso, une Adeslas Go, iyo inonyanya kukosha, kana kuti Adeslas Yakazara Yakazara, iyo inotova nekuvhara kwakakwana kwemazino ako emazino.
Pakati peimwe mutemo uye imwe pane dzakasiyana sarudzo ine uye isina copayment, asi izvo zvinokutendera iwe kuti uwane yepamusoro-tech yekuongorora nzira. Rine zvakare a inishuwarenzi yepamusoro kune vanhu vakuru, izvo zvakare zvakakwana kwazvo.
5. Sanitas
Sanitas dzimbahwe muMadrid
Yakazvarwa muna 1954 neboka revanachiremba veSpain, yakatengwa muna 1989 nevehutano hwemarudzi akawanda. bupa, iyo ine vatengi vanopfuura mamiriyoni gumi nematanhatu pasi rose. Nekudaro, iyo inopa iyo chaiyo yekusava nevagovani, saka, maererano nevamiriri vayo, reinvest all profits mubhizimisi rako pachako. Zvisinei, zvingave zvakadaro, ikozvino inowanikwa munyika dzakawanda dze Europe and of América Latina, uyewo muSpain.
Sanitas inopa a basa rehutano rakakwana kubva pakudzivirira kusvika pakuchengetwa kwechipatara uye kunyange kutarisira vakwegura. Nekudaro, kune zvese izvi, zvinokupa iwe pachako inishuwarenzi. Nokudaro, unogona kusarudza pakati Sanitas Basic Digital, the Sanitas More Health kana the Sanitas More Hutano Mhuri. Pakati pemafukidziro avanosanganisira, kuwedzera kune yemhando yepamusoro yekurapa uye yekuchipatara, avo ve psychology uye kutaura kurapa uye kunyange, mune dzimwe nguva, iyo kudzorera mutengo wezvinodhaka.
6. Asa
Kambani yeinishuwarenzi iyi ndeye Lavinia cooperative, inoumbwa navanachiremba vokuSpain vanenge zviuru gumi. Yakazvarwa muna 1971 sevhisi yehutano hwematunhu uye, parizvino, ndeimwe yevanonyanya kupa mabasa ehutano kuvakuru vehurumende. Iyo ine zvakare yayo yekuchengeta network inosanganisirwa muiyo HLA Hospital Group. Izvi zvinoumbwa nehwerengedzo yegumi nemasere sanatoriums uye makumi matatu nenhanhatu akawanda-akasarudzika nzvimbo dzekurapa.
Inishuwarenzi yavo yehutano inogamuchirawo mazita akasiyana zvichienderana nekupa kwavanokupa. Somuenzaniso, une Asisa Moment, inova ndiyo inonyanya kukosha mutemo uye ine yakakwira copayment. Asi zvakare Asisa Proxima Plus, hapana copay. Iwe unotove nesarudzo yekutora inishuwarenzi yekurapa iyo inokutendera kuti uende pakati pesarudzo yako uye ivo vanokudzosera mari yako. Zvakare, iwe unogona kuhaya yako policy kugara kunze kwenyika uye uve neutano munyika yauri kuenda.
Nekune rimwe divi, Asisa inokupa iwe yakasarudzika mamiriro mune zvisina kukosha masevhisi ekurapa akadai aesthetics kana audiology. Uye, semakambani mazhinji einishuwarenzi yehutano, inobvumidza iwe kubhadhara maprimiyamu ako fractionalized. Saka, iwe unogona kuzviita semi-pagore, kota uye kunyange bimonthly uye pamwedzi.
7. Fiatc
Sezvineiwo, kana Mapfre yakatanga muindasitiri yezvekurima, Fiatc yakatanga munyika yezvekufambisa. Yakanga iriwo mumakore makumi matatu apo boka revarori rakagadzira Federation of Auto Transport Industrialists yeCatalonia (Fiatc). Kare pakutanga kwezana remakore rechiXNUMX yakapinda mamwe mapazi einishuwarenzi akadai sehutano.
Kana zviri zvemhando iyi, zvinovapa zvakasiyana-siyana zvekuvhara nemitengo, pamwe nekubatanidza kubhadhara-kubhadhara kana kwete. Asi mudhairekitori rako rezvokurapa une nyanzvi dzemarudzi ese uye nzvimbo dzekurapa nerubatsiro dzakadai se Diagonal Clinic kubva kuBarcelona. Nekudaro, zvakare inokupa iwe sarudzo yekuenda kune yaunoda wobva wakumbira kudzoserwa mari. Saizvozvo, pamwe chete neyekare yakakosha yekuvhara yekurapa uye yechipatara rubatsiro, zvinokutendera iwe kusarudza zvimwe zvinonakidza. Semuyenzaniso, psychology, kuraira kwehutano kana physiotherapy.
Mukupedzisa, takakuratidza iwe makambani makuru anopa Inishuwarenzi yehutano yakachipa. Sezvawaona, misika yeinishuwarenzi inokubvumira kuti usarudze kubva kune yakawanda yavo. Asi zvimwe zvakawanda zvinopawo Inishuwarenzi yezvokurapa. Somuenzaniso, Asepha, iyo yakaberekerwa chikamu chekuvaka; the German Allianz; chiItalian zvechokwadi, yakatangwa musi waDecember 31 muTurin, kana kuti Spanish pelayo, iyo yakabva kune varidzi vemotokari dzokurenda muMadrid. Enzanisa mitengo yemakambani ese aya, ona kuvharika kwavanopa uye sarudza mutemo unokufarira iwe zvakanyanya kutarisira hutano hwako.